CardValet

Protect the Cards in Your Wallet with the Phone in Your Pocket

CardValet® gives you the ability to receive transaction alerts and actively manage your debit and credit card usage by defining when, where and how your cards are used.

  • Receive alerts whenever your payment cards are used
  • Establish transaction controls for dollar amount limits, merchant categories, transaction types and geographic locations
  • Safeguard your cards by turning them “on” and “off” as needed

Getting started is easy. Simply follow the steps below, or visit www.cardvalet.com to learn more.

Download the CardValet App from the Apple® App Store or Google Play and Register Your Cards:

  • Open the app, and select New User
  • Enter your 16-digit card number
  • Enter additional card details as requested
  • Validate your identity in one of three ways
    • Email verification – A temporary security code will be sent to the email address on record. Retrieve and enter the security code.
    • Last four digits of your SSN – If no email address is on record but an SSN is, enter the last 4 digits of your SSN.
    • Conduct a PIN transaction – If neither an email address nor SSN is on record, you will be instructed to conduct an ATM or PIN-based POS transaction. Enter the transaction amount.
  • Create your username and password
  • You are ready to log in

How to Use Card Valet

Select a card from the CardValet home screen and you are ready to begin. You can access each of your card’s details:

  • Card ON/OFF

    • When the card is “on,” transactions are allowed in accordance with the cardholder’s usage control settings.
    • When the card is “off,” no purchases or withdrawals are approved until the card is subsequently turned back “on.” This control can be used to disable a lost or stolen card.
  • Control Preferences
    • Transactions can be monitored or controlled for specific merchant categories such as gas, hotel, travel, restaurants and groceries.
    • Transactions can also be monitored and controlled for specific transaction types: in-store purchases, e-commerce transactions, mail/phone orders and ATM transactions.
  • Set Alert Preferences
    • Alerts can be set up to inform cardholders of specific types of transactions. CardValet can send an alert when a card is used, when a transaction is approved and exceeds any of the permitted use policies, or when a card transaction has been attempted but is declined. The alert is sent in real time, immediately after the transaction has taken place or has been declined.
  • Review Transactions
    • See details of recent transactions made on your card, including the date, vendor and amount.
  • Access Account Details

Check your current balance and available balance, set a low balance alert to tell you when your balance falls below a certain point, and review recent transactions.


NEW ORGANIZATIONAL STRUCTURE ANNOUNCED BY LUMBEE GUARANTY BANK BOARD OF DIRECTORS

Larry R. Chavis has been promoted to EXECUTIVE VICE CHAIRMAN by the Board of Directors of Lumbee Guaranty Bank.

Kyle R. Chavis has been selected by the Lumbee Guaranty Bank (LGB) Board of Directors to succeed Larry R. Chavis (no relation) as CEO. In addition, Bryan K. Maynor has been promoted to President and Chief Operating Officer of the Bank. Both men will assume their new roles immediately.

Mr. Kyle Chavis, (47), has been an employee of LGB for 18 years. His experience includes a total of 25 years in a variety of banking roles at Wachovia Bank, Triangle Bank and others. He has been serving as Executive vice President and Chief Credit Officer of LGB for the past eight years. Kyle Chavis received a Bachelor of Arts in Business Management, with a concentration in Finance from North Carolina State University in 1991, and he is currently working toward a Master’s in Business Administration at UNC Pembroke. He attended graduate banking schools at Louisiana State University and through the North Carolina Bankers Association. He and his family reside in Lumberton, NC.

Mr. Bryan Maynor (53) has a 28-year banking career, 18 of which have been with LGB, most recently as the Executive Vice President and Chief Operations Officer. He was born and reared in Pembroke, NC and received his Bachelors of Science in Industrial Relations at UNC Chapel Hill in 1986. Maynor also attended graduate banking schools at LSU and through the NCBA. He attained an Executive Masters in Business Administration from Troy University in 2007. Maynor lives in Pembroke with his family.

In making the announcement, LGB Board of Directors Chair, Arnold Locklear, acknowledged the experience, leadership and skill that Kyle Chavis and Bryan Maynor have already contributed to the Bank, stating, “These gentlemen have been involved at a senior management level over many years of change at LGB. The Board is excited to have them as our next executive team.”

Mr. Larry Chavis said, “I have teased these guys that it will take two of them to replace me, but the truth is banking has become a much more complex business since I was a young banker. I am comforted that Kyle and Bryan will be at the helm when I slow down.”

LGB is a commercial bank founded in 1971. The Bank currently serves customers in Robeson, Cumberland and Hoke Counties. The Bank has $350 million in assets and 13 branch offices. Please visit our website: http://LumbeeGuarantyBank.com



Pembroke, NC





Lost or Stolen ATM/Visa Debit Cards

 
 

© 2005 Lumbee Guaranty Bank