Non-Profit Checking

Non-Profit Checking is a non-interest bearing account designed for organizations with low volume activity. Non-Profit checking accounts are designed for organizations with fewer than 30 deposits, 100 deposited items and 50 paid checks per month.

No Minimum Balance to open  
Maintenance fee if balance drops below $1,000.00
$
6.00
Excessive Checks Paid (per item)
0.25
Excessive Deposits Posted (per item)
0.35
Excessive Deposited Items (per item)
0.12

 

 

 

 

 


Temporary Changes to FDIC Deposit Insurance Coverage

The standard insurance amount of $250,000 per depositor is in effect through December 31, 2013. On January 1, 2014, the standard insurance amount will return to $100,000 per depositor for all account categories except IRAs and other certain retirement accounts, which will remain at $250,000 per depositor.

The FDIC’s temporary Transaction Account Guarantee Program provides depositors with unlimited coverage for noninterest-bearing transaction accounts at participating FDIC-insured institutions. Noninterest-bearing checking accounts include Demand Deposit Accounts (DDAs) and any transaction account that has unlimited withdrawals and that cannot earn interest.

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Pembroke, NC

 
 

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