COMMERCIAL STATEMENT SAVINGS

Keep cash within easy reach using this convenient, interest-bearing account.

  • $100 to open
  • Up to two withdrawals per month at no charge; $5 each thereafter
  • No monthly service charge with $1000 minimum balance; otherwise $10 per month

COMMERCIAL MONEY MARKET

Maintain easy access to your funds while taking advantage of tiered money market rates that increase with your balances.

  • $1,000 to open
  • Up to 6 preauthorized transfers (including up to 3 checks) per statement cycle; $10 each thereafter
  • No monthly service charge with $1,000 minimum balance; otherwise $12 per month
  • Limited to six (6) preauthorized transferes per month and include transactions by check, draft, debit card, or similar order made payable to third parties. Beginning with the seventh (7th)
    transaction, there will be a $10 charge for each check/withdrawal during the statement period.

CORPORATE SWEEP ACCOUNT

If your company has significant balances available for overnight investment, we can automatically “sweep” your excess funds into repurchase agreements to help you maximize your return.

Ask us for details (this account not FDIC-insured).


INVESTMENT SERVICES

Call on the experience and resources of Lumbee Guaranty Financial Services for help in developing effective financial strategies, including investment plans for your business and retirement plans for you and your employees.


COMMERCIAL LENDING

Every successful business needs a reliable source of capital, and Lumbee can provide the financing you need for ongoing operations, expansion and other business purposes. Whether short-term or long-term, secured or unsecured, we have the flexibility to structure loans according to your specifications. Lending areas include:

  • Capital Acquisition or Improvements
  • Seasonal Lines of Credit
  • Working Capital Loans
  • Agricultural Loans
  • Construction Lines
  • Real Estate Development

CERTIFICATES OF DEPOSIT

Lumbee CDs offer competitive rates and flexible terms in a secure, FDIC-insured account.


NOTICE OF EXPIRATION OF THE TEMPORARY FULL FDIC INSURANCE COVERAGE FOR NONINTEREST-BEARING TRANSACTION ACCOUNTS

By operation of federal law, beginning January 1, 2013, funds deposited in a noninterest-bearing transaction account (including an Interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC). Beginning January 1, 2013, all of a depositor's accounts at an insured depository institution, including all noninterest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category.

Lumbee Guaranty Bank Announces the Appointment of Two New Directors

What is Phishing? - Click Here for important information on your security.

NOW OFFERING:
ONLINE BANKING!! Click Here for more information.

IT'S HERE! ONLINE BILL PAY IS AVAILABLE! Click Here for more information.

IMPORTANT INFORMATION!!
EMAIL SCAMS & INTERNET FRAUD. Click Here for detailsl protecting your account.



Pembroke, NC




Lost or Stolen ATM/Visa Debit Cards

 
 

© 2005 Lumbee Guaranty Bank