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Personal
Super Now Checking
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| Minimum
Balance to Open |
$ |
1,000.00
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| Minimum
Balance to Avoid Service Charge |
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1,000.00
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Monthly
Maintenance Fee if Balance is
Below Minimum
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14.00
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Per
Check Charge if Balance is
Below Minimum
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.35
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*Interest Paid
on Collected Balance
*Interest Rate Subject to Change Monthly
TRUTH-IN-SAVINGS
DISCLOSURE
PERSONAL
SUPER NOW ACCOUNT
Rate information - Your interest rate and annual percentage yield
may change.
Frequency of rate changes - We my change the interest rate on your
account monthly.
Determination of rate - At our discretion, we may change the interest
rate on you account.
Compounding and crediting frequency - Interest will be compounded
every day. Interest will be credited to your account every month.
Minimum balance to open the account - You must deposit $1,000.00
to open this account.
Minimum balance to avoid imposition fees - A monthly maintenance
fee of $14.00 will be imposed every statement cycle if the balance
in the account falls below $1,000.00 any day of the cycle.
Daily balance computation method - We use the daily balance method
to calculate the interest on your account. This method applies a
daily periodic rate to the principal in the account each day.
Accrual of interest on noncash deposits - Interest begins to accrue
no later than the business day we receive credit for the deposit
of noncash items (for example, checks)
Fee:
A per check fee of $.35 will be charged for each check. This fee
will apply if the minimum daily balance falls below $1,000.00 during
the statement cycle.
This fee will not apply to Prestige Banking members who choose this
as their no fee account.
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Pembroke, NC |
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