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*Interest Rate Subject to Change Monthly
PERSONAL
SUPER NOW ACCOUNT
Rate information - Your interest rate and annual percentage yield may change. Frequency of rate changes - We my change the interest rate on your account monthly. Determination of rate - At our discretion, we may change the interest rate on you account. Compounding and crediting frequency - Interest will be compounded every day. Interest will be credited to your account every month. Minimum balance to open the account - You must deposit $1,000.00 to open this account. Minimum balance to avoid imposition fees - A monthly maintenance fee of $14.00 will be imposed every statement cycle if the balance in the account falls below $1,000.00 any day of the cycle. Daily balance computation method - We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day. Accrual of interest on noncash deposits - Interest begins to accrue no later than the business day we receive credit for the deposit of noncash items (for example, checks) Fee: A per check fee of $.35 will be charged for each check. This fee will apply if the minimum daily balance falls below $1,000.00 during the statement cycle. This fee will not apply to Prestige Banking members who choose this as their no fee account.
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