Personal Savings Account
Minimum Balance to Open $
100.00
Minimum Balance to Avoid Service Charge
200.00
Monthly Maintenance Fee if Balance is
Below Minimum
4.00
Withdrawals (per withdrawal after 2)
2.00


*Minor Deposit Accounts and Student Accounts
Minimum Balance and maintenance Fees are Waived.
*We reserve the right, at any time, to require not less than 7 days notice in writing before each withdrawal from an interest-bearing account other than a time deposit, or from any other savings account as defined by Regulation D.


TRUTH-IN-SAVINGS DISCLOSURE

 

 

 

 

 


 

 

 



Temporary Changes to FDIC Deposit Insurance Coverage

The standard insurance amount of $250,000 per depositor is in effect through December 31, 2013. On January 1, 2014, the standard insurance amount will return to $100,000 per depositor for all account categories except IRAs and other certain retirement accounts, which will remain at $250,000 per depositor.

The FDIC’s temporary Transaction Account Guarantee Program provides depositors with unlimited coverage for noninterest-bearing transaction accounts at participating FDIC-insured institutions. Noninterest-bearing checking accounts include Demand Deposit Accounts (DDAs) and any transaction account that has unlimited withdrawals and that cannot earn interest.

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Pembroke, NC

 
 

© 2005 Lumbee Guaranty Bank