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Benefits:
Stop in today and talk with our Branch Managers or Customer Service Representative. PERSONAL
MONEY MANAGER ACCOUNT
Rate information - Your interest rate and annual percentage yield may change. Frequency of rate changes - We my change the interest rate on your account monthly. Determination of rate - At our discretion, we may change the interest rate on you account. Compounding and crediting frequency - Interest will be compounded every day. Interest will be credited to your account every month. Minimum balance to open the account - You must deposit $5,000.00 to open this account. Minimum balance to avoid imposition fee - A monthly maintenance fee $25.00 will be imposed every statement cycle if the balance in the account falls below $25,000.00 any day of the cycle. Daily balance computation method - We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day. Accrual of interest on noncash deposits - Interest begins to accrue no later than the business day we receive credit for the deposit of noncash items (for example, checks) Fees: A per check fee of $1.00 will be charged for each check in excess of 25 during a statement cycle.
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