Personal Banking Schedule of Fees
Account Closing Fee

$25 if closed within 90 days of opening the account

Account Confirmation / Verification

$10 (third party inquiries)

Back-up withholding remittance fee $2 per month

Express Banking 24 Card / Visa Debit Card

ATM/Debit Card Card Issuance Fee $5
ATM/Debit Card Card Replacement Fee $5
Foreign ATM Withdrawal Fee
(If More Than 6 Per Month)

Pin Change

Surcharge For Non-Customers $2 per w/d

Cashier Checks

Customer $6
Non-Customer $10
Chargebacks Per Item $5


Domestic $20
Foreign $25
Counter Checks $0.50
Customer Account Balancing

Waive first time $10 per account

Deposit Corrections $3 each
Dormant Account Fee $3 per month
Escheat Fee Per Remittance $10 per account
Foreign Currency Purchase Current Exchange Rate
Gift Cards $3.50 maximum $750

Personal Online Banking Services

Bill Payment No Charge
Online Banking No Charge
Overdraft/Return Item Fee For $35.00

Non-Sufficient Funds Check Research

Per Item $1.50 Front
$2 Front & Back
Per Hour $25
Copies of Statement/Statement Printout. $3/Statement

Safe Deposit Box Rental (Per Year)

Loss Of 1 Key $40
Loss Of 2 Keys $75

Special Handling

Special Statement Cutoff $20
Statement Copy $3
Statement Print-out (2 free per month) $1
Check Images With Statement $5

Stop Payment

In Branch $32
Online $26
Telephone Transfers No Charge

Travelers Checks (Per 100)

Customer $2
Non-Customer $3

Wire Transfer


We may require not less than 7 days notice in writing before each withdrawal from an interest-bearing account other than a time deposit, or from any other savings account as defined by Regulation D. Withdrawals from a time account prior to maturity or prior to any notice period may be restricted and may be subject to penalty. See your notice of penalty for early withdrawal.


Larry R. Chavis has been promoted to EXECUTIVE VICE CHAIRMAN by the Board of Directors of Lumbee Guaranty Bank.

Kyle R. Chavis has been selected by the Lumbee Guaranty Bank (LGB) Board of Directors to succeed Larry R. Chavis (no relation) as CEO. In addition, Bryan K. Maynor has been promoted to President and Chief Operating Officer of the Bank. Both men will assume their new roles immediately.

Mr. Kyle Chavis, (47), has been an employee of LGB for 18 years. His experience includes a total of 25 years in a variety of banking roles at Wachovia Bank, Triangle Bank and others. He has been serving as Executive vice President and Chief Credit Officer of LGB for the past eight years. Kyle Chavis received a Bachelor of Arts in Business Management, with a concentration in Finance from North Carolina State University in 1991, and he is currently working toward a Master’s in Business Administration at UNC Pembroke. He attended graduate banking schools at Louisiana State University and through the North Carolina Bankers Association. He and his family reside in Lumberton, NC.

Mr. Bryan Maynor (53) has a 28-year banking career, 18 of which have been with LGB, most recently as the Executive Vice President and Chief Operations Officer. He was born and reared in Pembroke, NC and received his Bachelors of Science in Industrial Relations at UNC Chapel Hill in 1986. Maynor also attended graduate banking schools at LSU and through the NCBA. He attained an Executive Masters in Business Administration from Troy University in 2007. Maynor lives in Pembroke with his family.

In making the announcement, LGB Board of Directors Chair, Arnold Locklear, acknowledged the experience, leadership and skill that Kyle Chavis and Bryan Maynor have already contributed to the Bank, stating, “These gentlemen have been involved at a senior management level over many years of change at LGB. The Board is excited to have them as our next executive team.”

Mr. Larry Chavis said, “I have teased these guys that it will take two of them to replace me, but the truth is banking has become a much more complex business since I was a young banker. I am comforted that Kyle and Bryan will be at the helm when I slow down.”

LGB is a commercial bank founded in 1971. The Bank currently serves customers in Robeson, Cumberland and Hoke Counties. The Bank has $350 million in assets and 13 branch offices. Please visit our website:

Pembroke, NC

Lost or Stolen ATM/Visa Debit Cards


© 2005 Lumbee Guaranty Bank