At Lumbee Guaranty Bank, we believe the confidentiality and protection of customer information is one of our fundamental responsibilities. And while information is critical to providing quality service, we recognize that one of our most important assets is our customers' trust. Thus, the safekeeping of customer information is a priority for Lumbee Guaranty Bank.

We collect, retain, and use information about you only where we reasonably believe that it will help administer our business or provide products, services, and other opportunities to you. We collect and retain information about you only for specific business purposes- and we will tell you why we are collecting and retaining it upon your request. We use information to protect and administer your records, accounts, and funds; to comply with certain laws and regulations; to help us design or improve our products and services; and to understand your financial needs so that we can provide you with quality products and superior services.

We continually strive to maintain complete and accurate information about you and your accounts. Lumbee Guaranty Bank has established procedures to ensure that your personal information is accurate, current and complete. If you believe that our records contain inaccurate or incomplete information about you, please notify us. We will correct any erroneous information as quickly as possible.

At Lumbee Guaranty Bank, employee access to personally identifiable customer information is limited to those with a business reason to know such information. Employees are educated on the importance of maintaining the confidentiality of customer information and on these Privacy Principles. Because of the importance of these issues, all Lumbee Guaranty Bank employees are responsible for maintaining the confidentiality of customer information and employees who violate these Privacy Principles will be subject to disciplinary measures.

Lumbee Guaranty Bank is committed to the security of your financial and personal information. All of our operational and data processing systems are in a secure environment that protects your account information from being accessed by third parties. We maintain and grant access to customer information only in accordance with our internal security standards.

We do not reveal specific information about your accounts or other personally identifiable data to parties outside our affiliated banks and companies for their independent use unless it is under the following circumstances; you request or authorize it: the information is provided to help complete a transaction initiated by you; the information is provided to a reputable credit bureau or similar reporting agency; or the disclosure is lawfully permitted or required.

It is sometimes necessary to provide personally identifiable information about you to a party outside our bank. When the bank conducts business with third parties, it requires its vendors and suppliers to maintain similar standards of conduct regarding the privacy of personally identifiable customer information provided to them.

At Lumbee Guaranty Bank, we value our customer relationships. We want you to understand how we use the information you provide and our commitment to ensuring your personal privacy. If you have any questions about how Lumbee Guaranty Bank protects confidential information, please call you local branch.