Loans

Borrowing Options for Every Need

Whether you’re ready to find a new home, purchase a new set of wheels, or just need a better way to stretch your budget, we have loans and lending options with low rates and flexible terms.

Our friendly and helpful staff will guide you through the entire loan process and will help you determine the right loan product and best fit for your budget and lifestyle. Visit us today to apply for any of the loans listed on our website or to discuss your current needs.

Mortgage Loans
Your home isn’t just your biggest investment – it’s where memories happen. Make the most of it with:

• Fixed Rate Mortgage Loans
• Adjustable Rate Mortgage Loans
• 2nd Mortgage
• Home Equity Lines of Credit
• Construction Loans

Auto Loans
Drive away in an incredible deal with a great rate from Lumbee Guaranty Bank. If your current vehicle has seen better days, upgrade to your dream machine.

• New or used vehicles
• Recreational vehicles including motorcycles, RVs, boats, and more

Personal Loans
When you need to boost your budget for large or recurring expenses, a personal loan could be the answer. Use the cash for home renovations, tuition, health costs or even a dream vacation.

Lines of Credit
With a flexible line of credit, you have access to cash when and how you need it, and you only pay for what you use.

Business Loans
Give your business the foundation it needs to prosper with a loan designed to fit your goals and budget. Our Business Lending Team offers loans with competitive rates and terms, as well as the local, friendly service you deserve.