Personal CDs & IRAs

Investing in Tomorrow

If you’re looking for a better return on your investment over a longer period of time, a CD or IRA could be the answer. These are low-risk investment options that offer higher interest rates while you save for future plans such as retirement or your children’s education.

View our interest rates here.

Certificates of Deposit (CDs)
Earn higher dividends by keeping your savings deposited for a fixed length of time. A high-interest CD is an amount of money (usually at least $1,000) deposited for a specific length of time (often 6-48 months).

Whether you’re saving for a special purpose or simply seeking a secure, FDIC-insured investment, our CDs can be tailored to your needs. We offer a wide range of terms and competitive rates.

Call or visit for more information.

Individual Retirement Accounts (IRAs)
An IRA is a tax-advantaged, long-term savings account to help you save for retirement. Each year, you can deposit up to a certain amount of money until you reach retirement age and you begin making withdrawals.

We can help you set up an IRA at an attractive rate.

Investment Services
Drawing on the experience and resources of Lumbee Guaranty Financial Services, you can get the help you need to achieve your investment objectives, from building and preserving wealth to sheltering your assets from taxes. We can tailor investment and retirement plans to fit your goals, lifestyle and risk tolerance.

Personal Banking

How to Open an Account

To become a customer of Lumbee Guaranty Bank, simply drop by any of our convenient locations today. Our friendly and helpful staff are here to assist you!

Contact Form

Want to Learn More? Simply Complete the Form below and your Local Branch will contact you within 48 hours. Or, visit our Locations page to find a branch near you today!