Personal Checking

Personal Checking Accounts

Get an account that checks all the boxes with a Lumbee Guaranty Bank checking account. It’s the smart choice for whatever your needs may be. All checking accounts come with a free Visa debit card for easier spending wherever Visa is accepted.

Regular Checking
Enjoy unlimited check writing at no charge when you maintain the minimum balance.

Thrift Checking
Sign up and benefit from the value of this account with a monthly service charge and unlimited check writing with no minimum balance requirements.

Senior Citizens Checking
If you’re age 55 or better, this account offers unlimited check writing with no minimum balance.

Now Account Checking
Get the advantages of unlimited check writing and earn interest when you keep a minimum balance.

Personal Money Manager
Our full-service checking account lets you write 25 checks a month at no charge and earn interest.

Prestige Banking
As a Prestige Banking member, you’re rewarded for your total Lumbee Guaranty Bank relationship with a wealth of special benefits.

Additional Services

When you open a Lumbee Guaranty Bank checking account, there are a host of added services available for your optional use.

Direct Deposit
We recommend setting up direct deposit to have your paycheck automatically transferred into your checking account for quicker access to your money. It’s free and convenient!

ATM/Debit Card
All checking accounts come with a free Visa debit card or Express Bank 24 ATM card. Both cards give you easy access to funds in your checking account when you’re out and about, without the hassle of writing a check.

Overdraft Privilege
This money-saving feature is linked to your checking account to protect you against accidental overdrafts by covering any non-sufficient-funds (NSF) checks.

You pay the normal NSF fee but no additional charges. Ask us for details (not available with Free Checking).

Credit Line
We can offer you the privacy and convenience of a personal line of credit through your regular checking account. You can use it to protect yourself against accidental overdrafts or for an instant loan when you need cash. Either way, you never pay for it until you use it. Ask us for details.

Personal Banking

How to Open an Account

To become a customer of Lumbee Guaranty Bank, simply drop by any of our convenient locations today. Our friendly and helpful staff are here to assist you!

Personal Check Reorder

Easily order checks online and never miss a moment.