Personal Checking

Personal Checking Accounts

With any Lumbee Guaranty Bank personal checking account, you get everything that you expect - free online and mobile banking, a free debit card, free bill pay, and a free eStatement. With our Advantage and Elite accounts, you have access to a wide variety of features that can save you money, save you time, and provide peace of mind. Let us help you choose the account that meets your needs.

Lumbee Elite

• $100 minimum to open
• No check writing fees
• Anywhere banking (online, mobile, eStatements)
• LumbeePerks – discounts, health savings, cell phone protection, roadside assistance and more
• Interest on checking balance
• $15 monthly fee – waived with $2,500 minimum monthly balance (or combined account deposits of $15,000)
• Download the LumbeePerks app on your Apple or Android device for easy access to all of the account features.

Lumbee Advantage

• $100 minimum to open
• No check writing fees
• Anywhere banking (online, mobile, eStatements)
• LumbeePerks – discounts, health savings, cell phone protection, roadside assistance and more
• $8 monthly fee
• Download the LumbeePerks app on your Apple or Android device for easy access to all of the account features.

Lumbee Basic

• $100 minimum to open
• No check writing fees
• Anywhere banking (online, mobile, eStatements)
• $9 monthly fee – waived with $500 minimum monthly balance