Personal Savings

Personal Savings Accounts

A savings account at Lumbee Guaranty Bank is a safe place to keep your money and watch it grow while it accrues interest.

Whether you’re saving for a rainy day or retirement, this is the place to start. And, don’t forget to show your kids the value of smart money management and get them in the good habit of saving with a savings account of their own.

View our interest rates here.

Personal Savings
Use our savings account to store funds for a specific purpose or help children learn good saving habits.

• $100 to open
• No monthly service charge with a minimum balance of $300; otherwise $5 per month
• Up to two withdrawals per month at no charge; $2 each thereafter

Personal Money Market
Offering the higher returns on tiered money market interest rates, this account also gives you the flexibility and convenience of a checking account.

• $1,000 to open
• No monthly service charge with a minimum balance of $1,000; otherwise $12 per month
• Limited to six (6) preauthorized transfers per month and includes transactions by check, draft, debit card, or similar order made payable to third parties. Beginning with the seventh (7th) transaction, there will be a $10 charge for each check/withdrawal during the statement period.