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Whether you’re building or buying, a first-time buyer or a seasoned pro, our mortgages and home loans are the key to your dreams. We have a range of options, including:

  • Fixed Rate Mortgage Loans
  • Section 184 Native American Home  Loans
  • FHA Loans
  • VA Loans
  • USDA Loans
  • Adjustable Rate Mortgage Loans
  • 2nd Mortgage Loans
  • Home Equity Lines of Credit
  • Construction Loans
Home Equity Lines of Credit

An LGB HELOC may be the most effective and least expensive way to cover large expenses ranging from home improvements and new vehicles to college tuition and debt consolidation. And best of all, the interest you pay may be tax-deductible.

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Refinance Your Current Loan

If you’re unhappy with your existing home loan from another lender, speak to us today about refinancing. We’ll let you know what your rate would be and how much you could save over the life of the loan if you switched to Lumbee Guaranty Bank. With low closing costs and great rates, refinancing could be the best option to help you save more every month!

Available Properties

From time to time, Lumbee Guaranty Bank may have foreclosed properties available for sale. For inquiries, please contact Sheryl Griffin, Problem Asset Manager, via one of the methods listed below:

Phone: 910-522-5812

How to Apply for a Loan

To apply for any loan offered through Lumbee Guaranty Bank, simply drop by any of our convenient locations today. Our friendly and helpful staff will assist you every step of the way to quickly approve and fund your loan.

Or call one of our home loan experts for immediate service:

Jay Gilbert, NMLS #102196 – 2315 Bloom Avenue, Fayetteville, NC; 910-860-0159

Melanie Willoughby, NMLS #952325 – 915 West 3rd Street, Pembroke, NC; 910-521-4210