A personal (or consumer) loan is a general loan for a fixed rate over a fixed period of time. Generally, these loans are unsecured because you don’t have to offer collateral, such as your home or vehicle, to secure the funds. Instead, personal loans are backed by your promise to repay the money under the agreed terms.

Personal loans from Lumbee Guaranty Bank can be used for a wide range of purposes, including:

• Home improvement projects
• Unexpected expenses

How to Apply for a Loan

To apply for any loan offered through Lumbee Guaranty Bank, simply drop by any of our convenient locations today. Our friendly and helpful staff will assist you every step of the way to quickly approve and fund your loan.