Career Opportunities

Join a Bank That Cares!

If you are seeking employment with an exciting and community-focused financial organization, look no further than Lumbee Guaranty Bank. We know our staff are our most important resource, which is why we’re dedicated to career development and advancement and employee perks and benefits that make a difference.

Don’t see the position you’re looking for? Send us an email. We’re always on the lookout for talented individuals with a passion for serving local financial needs.

You may send your resume and cover letter to or call 910-522-5830 or or call 910-887-6179.

Click here to download a fillable application to complete and attach with your resume and cover letter.

Click on any of the positions listed below to see details.

Commercial and Business Banker

Please send your resume and cover letter to


FAX: 910-521-6102


Lumbee Guaranty Bank
ATTN: Human Resources
PO Box 908
Pembroke, NC 28372


We are looking for a motivated individual to help us continue to grow in the Fayetteville / Cumberland County market. Duties of the position include consulting with customers and prospects to identify financial needs, analyzing and underwriting small business and commercial loan requests, managing an existing loan portfolio, and collaborating with team members to bring new deposits, investments, and other business to the bank. The ideal candidate should have strong analytical skills, excellent oral and written communication abilities, a team-oriented work ethic, and a commitment to serving the community. If you believe this describes you, we’d like to meet you.


• Gathers and evaluates all necessary personal, financial, and credit information for loan requests; Approves or rejects requests within assigned credit limits; Prices loans to ensure profitability; Prepares necessary loan documentation; Conducts loan closings.
• Presents loans over authorized lending limits for next-level approval.
• Administers loan accounts assigned and maintains account relationships, including past due administration.
• Engages in business development activities and customer retention within the assigned market area; Calls on prospective and present customers to offer the bank’s services and assist with any problems; Promotes friendly relations with customers, local businesses, service clubs, and other local entities to enhance the bank’s image and sell the bank’s full range of products and services; Develops new business ideas and carries out plans to increase new business.
• Keeps abreast of economic trends and conditions affecting individual customers’
businesses and general banking trends.
• Maintain a general working knowledge of all products and services of the bank, in order to solicit and cross-sell those services to prospective and current customers.
• Participates in local community affairs and supports local activities.
• Becomes familiar with the management of other bank departments to ensure good working relationships.
• All other related duties as assigned.


• Preferably a minimum of 3-5 years of banking experience or comparable experience in a financial services or sales-related field, or comparable education.
• A bachelor’s degree is required, preferably in business, finance, or a related field.
• Proficient in MS Office.
• Excellent multi-tasking and time management skills, with the ability to prioritize tasks.
• Superb communication skills.

Experienced Universal Banker

Lumbee Guaranty Bank is seeking a professional, experienced universal banker in the banking/finance industry with the ability to perform advanced teller duties and has had exposure to the Customer Service area. Excellent customer service skills are a must.

Please send your resume and cover letter to


FAX: 910-521-6102


Lumbee Guaranty Bank
ATTN: Human Resources
PO Box 908
Pembroke, NC 28372

Mortgage Loan Officer

Please send your resume and cover letter to


FAX: 910-521-6102


Lumbee Guaranty Bank
ATTN: Human Resources
PO Box 908
Pembroke, NC 28372


JOB TITLE:                                            Mortgage Loan Officer

LOCATION:                                           Fayetteville, NC

REPORTS TO (Title):                           President/Chief Operating Officer

FLSA STATUS:                                      Exempt

UPDATED AS OF:                               2/16/2024



In accordance with established lending policies and procedures, examines, evaluates, authorizes, or recommends approval of customer applications for commercial or residential mortgage loans. Interviews applicants and requests specified information for loan application. Develops customer relationships through friendly, courteous, and efficient service. Promotes Lumbee Guaranty Bank’s service to current and potential customers.



  • Interviews applicants for loans to obtain biographical and financial background.
  • Requests credit reports, verification of employment and other data to support the loan request.
  • Requests property appraisals on loan collateral.
  • Corresponds with or interviews applicants or creditors to resolve questions regarding application information.
  • Assembles loan application to ensure loan request meets the secondary mortgage market lending criteria.
  • Presents loan application to underwriting for approval.
  • Notifies loan applicant of approval/denial of loan request.
  • Arranges for loan closing on approved loans.
  • Maintains relationships with existing loan account customers and administers existing loan accounts as needed.
  • Keeps abreast of economic conditions, changes and trends in real estate market, the banking industry, and the local community.






  • Minimum Bachelor’s degree in Finance, Business, or Economics required; MBA preferred
  • Formal credit training required
  • Real estate lending experience preferred



  • Sound judgment
  • Detail oriented
  • PC proficient
  • In-depth knowledge of bank lending policies, procedures, and criteria
  • Knowledge of real estate lending practices and regulatory requirements
  • Excellent customer service, interpersonal and communication skills, and the ability to work effectively in a diverse community.
  • Ability to work productively in teams and independently.



These are physical and mental requirements of the position as it is typically performed. Inability to meet one or more of these physical or mental requirements will not automatically disqualify a candidate or employee from the position. Upon request for a reasonable accommodation, the Company may be able to adjust or excuse one or more of these requirements, depending on the requirement, the essential functions to which it relates, and the proposed accommodation.

  • Seeing
  • Hearing/Listening
  • Clear Speech
  • Touching
  • Ability to Move Distances Within and Warehouses/Offices


Mental/Reasoning Requirements:

  • Reading – Simple
  • Reading – Complex
  • Writing – Simple
  • Writing – Complex
  • Clerical
  • Basic Math Skills
  • Analysis/Comprehension
  • Judgement/Decision Making