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A line of credit allows you flexible access to cash through the built-up equity in your home or vehicle as and when you need it. This is a good option if you have large, ongoing expenses because you only pay interest on what you borrow.

Home Equity Lines of Credit

An LGB HELOC may be the most effective and least expensive way to cover large expenses ranging from home improvements and new vehicles to college tuition and debt consolidation. And best of all, the interest you pay may be tax-deductible.

  • No closing costs on lines under $100,000
Credit Line for Your Checking Account

We can offer you the privacy and convenience of a personal line of credit through your regular checking account. You can use it to protect yourself against accidental overdrafts or for an instant loan when you need cash. Either way, you never pay for it until you use it. Ask us for details.

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How to Apply for a Loan

To apply for any loan offered through Lumbee Guaranty Bank, simply drop by any of our convenient locations today. Our friendly and helpful staff will assist you every step of the way to quickly approve and fund your loan.