A Timeline of Lumbee Guaranty Bank

  • May 1971 – A delegation of 22 citizens traveled to Raleigh for the hearing on the application of the proposed Lumbee Bank.
  • September 1971 – Lumbee Bank was incorporated under the laws of North Carolina. The Board of Directors worked to raise $667,000 in bank stock, with a cap of $20,000 on individual stockholders and at least three-fourths required to be raised from Native Americans. In the end, 97% of the 750 subscribers were Native American.
  • December 1971 – Operations commenced as a state-chartered Native American-owned Minority Depository Institution. At the ribbon cutting ceremony, the Honorable Charlie Rose said, “Never have so few done so much for so many.”
  • February 1973 – The bank moved into its permanent headquarters in Pembroke.
  • July 1987 – Larry Ray Chavis became president and CEO of Lumbee Bank.
  • February 1989 – A branch was opened in Lumberton as its second location.
  • June 1991 – The bank purchased the St. Pauls and Hope Mills branches from the Resolution Trust Company.
  • 1991 – After 20 years, Lumbee Bank changed its name to Lumbee Guaranty Bank, reflecting the bank’s growth and success.
  • November 1995 – The bank purchased the Maxton branch from First Scotland Bank and acquired the Red Springs and Rowland branches from Centura Bank.
  • July 1996 –On its 25th anniversary, the bank announced construction of a new home office in Pembroke and held a groundbreaking ceremony.
  • July 1997 –The bank acquired the Fairmont branch from Progressive Savings and Loan.
  • September 1997 – The bank opened its new office in Pembroke, a beautiful three-story, 17,000-square-foot building where our headquarters still remains.
  • December 1998 – The bank opened a second branch in Lumberton on West Fifth Street.
  • July 1999 –The bank opened a third Lumberton office on Fayetteville Road.
  • September 2006 – The bank opened its second Fayetteville branch at Falcon Village.
  • July 2007 – The bank opened its third branch in Fayetteville at Lake Rim.
  • 2012 – Lumbee Guaranty Bank acquired two branches from New Century Bank, entering the Raeford market and opening a second branch in Pembroke.
  • January 2016 – The bank acquired the loans and deposits of Southern Bank in Red Springs and consolidated them into our existing Red Springs branch.
  • February 2020 – The bank opened our Hay Street branch in downtown Fayetteville.
  • July-August 2024 – The bank consolidated the Hope Mills and Hay Street branches into one location on Village Drive in Fayetteville that offers easier access and greater convenience for our growing base of business and personal banking customers in the Cumberland County market.
  • Today – Lumbee Guaranty Bank has over 1,700 shareholders and assets of over $500 million.