- Open the Garmin Connect app.
- Android™ users: Tap the Menu icon (upper-left).
- Apple® iOS users: Tap More (lower-right).
- Tap Garmin Devices (will show devices that can be used with Garmin Pay).
- Tap Garmin Pay.
- Tap Create Your Wallet.
- Enter a 4-digit passcode; then enter it again to confirm.
- Select Visa from the list of cards, and follow the instructions to add your Lumbee Guaranty Debit Card.
- Review the Terms and Conditions, then tap Continue.
Mobile carrier messaging and data rates may apply.